Free Resources to Help Manage Debt

PBC Resources RoomDebt Help Videos

These videos offer information about bankruptcy, consumer proposals and other financial topics.

Debt Calculators

Debt Options Calculator

Debt Repayment Calculator


Our worksheets are free to download and can be a great help when managing your finances, from household budgeting to holiday shopping.

Household Budget Worksheet

All great accomplishments start with a plan and achieving a healthy financial situation is no different. A solid budget you can stick to is your foundation for financial success. Rework it often as your needs change.


SMART Goals Worksheet

What is a SMART Goal? SMART goals are Specific, Measurable, Attainable, Realistic and Timebound.  Use our printable worksheet to learn how to create and develop SMART goals that will work for you.


Financial Goals Worksheet

Setting financial goals is a huge part of your overall finances.  Having something to work towards, in the short term or long, helps to focus your efforts and better divide your income.

Worksheet.Financial Goals

 Holiday Budget Worksheet

The holidays have a way of throwing your budget off track big-time. Manage your gift list and your budget at the same time using our two page holiday budget worksheet.  Make it a cash only holiday this year. Start early and stick to your list – you’ll be surprised how much you can accomplish without turning towards credit.


Wedding Budget Worksheet

Weddings are one of those once in a lifetime events that require a lot of planning and a lot of money. A tight budget is the best way to keep the costs from spiraling out of control. Try our wedding budget worksheet to track those big (and small) ticket items that’ll make your day special without breaking the bank.




Infographics can make complicated information or concepts easier to understand. If you’d like to use any of our info graphics, please feel free to contact us.

Personal Bankruptcy Canada Infographics

Other Infographics

Canadian Assistance

Personal Bankruptcy Canada and its Trustee Members understand the challenges you may be facing. We have gathered these listings below in an attempt to help you find the resources you need in one spot. These resources are primarily national, but you will find more local listings on our province and territory pages.

Canada Benefits
Try the Benefits Finder for a customized list of federal, provincial and territorial programs and services.

Canadian Financial Literacy Centre
The Canadian Centre for Financial Literacy (CCFL), is dedicated to supporting financial literacy capacity across Canada.

Canadian Red Cross
A personal disaster typically affects a single family. It could be a house fire or sewage backup. When personal disasters strike, the Canadian Red Cross provides food, shelter, clothing and essential supplies for up to 72 hours.

Through a network of trained volunteers throughout the country, the Canadian Red Cross can respond to disasters quickly wherever and whenever they strike. 24 hours a day, 7 days a week.

Financial Consumer Agency Canada
The Financial Consumer Agency of Canada (FCAC) is here to provide you with the knowledge you need to make decisions about finances that are right for you.

Provides links to advocacy resources along with hints about applying for welfare, housing, EI and more.

Office of Superintendent of Bankruptcy